YNAB

YNAB is an application of ynab.com. It is accessible on Smartphones equipped with an Android or iOS operating system. On the other hand, windows pc users will not be able to use the program unless they download an emulator. Then just install and launch YNAB in the emulator.

What are the features of YNAB?

YNAB is a budget management application that aims to make users aware of their expenses. It also has different menus that allow you to control and manage your accounts. To use it, you must first create different budget categories. Once the setup is complete, you could track your expenses in real time and know exactly how much you have spent in each budget item at any given time.

YNAB allows you to create a personalized budget plan that will be populated based on your income and financial priorities. You could thus effectively allocate the available money in order to achieve your financial objectives, whether it is savings for a trip, an emergency fund or the repayment of debts. Note that at any time, you can reconcile YNAB with your bank accounts, credit cards and other sources of income. Thanks to this, you save your expenses optimally. A transaction with your bank account will also display your transaction history.

Navigating through the program gives you access to analytics tools that give insight into your spending habits, identify your bad habits so you can make informed decisions to better manage your money.